Fallout shelter closest holiday2/29/2024 ![]() ![]() The music and smells of food are designed to keep you there longer so you spend more. Don't go to the mall if you don't have a plan.Sign up for loyalty cards at your favorite stores, and get their email newsletters, which often include early information on sales and deals.Spending more than 30 percent can bring down your credit score. Keep your credit card spending to less than 30 percent of your available credit card balance.Don't do this if you can't afford to pay it off by the next billing cycle. ![]() There are more protections, and you can earn points. For big-ticket items, use a credit card.See more personal finance advice from Michelle SingletaryĦ Holiday Shopping Tips From Michelle Singletary.Nineteen percent of people survey by the firm Accenture spent between $100 and $500 on holiday gifts by mid-September.īut as the spending season kicks into high gear, Washington Post personal finance columnist Michelle Singletary says you can learn to spend wisely. ![]()
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